Florida Title Insurance
Protect your ownership with a clean title search and a title insurance policy — issued at Florida's state-set rates, by a team that closes across the entire state.
Florida Title Insurance
Title insurance protects you against problems in a property's past — undisclosed liens, errors in the public record, forged documents, missing heirs and more. Unlike other insurance, it's a one-time premium paid at closing that protects you for as long as you own the property.
In Florida, title insurance premiums are set by the state (they're "promulgated"), so the rate is the same no matter which agent you choose. What differs is the quality of the search, the thoroughness of curative work, and how smoothly your closing runs — and that's where 35+ years of experience pays off.
What we do
We perform a full title search of the public records, examine the chain of title, identify and clear any liens, judgments or defects, and issue an owner's and/or lender's policy that insures clear, marketable title at closing.
Owner's vs. lender's policy
An owner's policy protects you, the buyer, for your equity in the property. A lender's policy protects your mortgage lender. When financed, both are typically issued together — and Florida's simultaneous-issue rules make the lender's policy far cheaper when issued at the same time.
What it costs
Florida premiums are tiered by the property's value — roughly $5.75 per $1,000 up to $100,000 and $5.00 per $1,000 above that, with the simultaneous loan policy issued for a nominal amount. Our quote calculator computes your exact premium instantly.
Title Insurance at a glance
✓ Full public-records title search & examination
✓ Owner's and lender's policies at promulgated FL rates
✓ Curative work to clear liens, judgments & defects
✓ ALTA endorsements (8.1, 9/FF9, 4.1, 5.1 and more)
✓ Simultaneous-issue loan policies on financed deals
✓ Clear, itemized quotes — no surprises
Ready to close with confidence?
Get a fast, no-obligation estimate with our Florida quote calculator, or send us your contract and a closer will reach out — usually the same business day.